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Center Bank values your trust and
respects your expectation of privacy.
As such, we are committed to maintaining
the confidentiality of your personal
financial information. This document
outlines our privacy policy for consumers
who obtain services from us, such
as a deposit account, loan, or safe
deposit box.
Visitors to Our Web Site.
Visitors to Our Web Site. Visitors
to our web site remain anonymous,
unless they register for a service
or otherwise elect to disclose their
identity to us. Although we do not
collect personally identifying information
about persons who simply visit our
site, we do collect certain limited
information about visitors, such as
their IP address (a numeric address
assigned automatically to computers
when they access the Internet). We
also may place “cookies”
on a computer to track a visitor’s
use of our web site. A cookie is a
piece of data that is stored on your
hard drive. It takes up very little
room on your system and helps us to
customize our site and make its navigation
easier for you. We sometimes use cookies
to help estimate the number of visitors
to our site and to determine which
areas are the most popular. Unless
you register with us for a service
(such as our online banking service),
the cookie does not provide us with
any personally identifying information
about you, such as your name or address.
Our Collection and Use of Information About You.
We may collect nonpublic personal
information about you in order to
understand your needs, administer
our business, process transactions,
and provide you with products and
services. We obtain nonpublic personal
information about you from the following
sources:
- Information we receive from
you on applications or other forms
(such as your name, address, social
security number, assets and income);
- Information about your transactions
with us, our affiliates, or others
(such as your account balance,
payment history, parties to transactions,
and credit usage); and
- Information we receive from
a consumer reporting agency (such
as your creditworthiness and credit
history).
Our Disclosure of Information.
We may disclose some of this information,
such as your name and address, to companies
that perform marketing and other services
on our behalf (e.g., to companies that
assist us with mailings). We also may
disclose all of the information described
above about your accounts and transactions:
- Where it is necessary or helpful
to effect, process or confirm
your transactions;
- To verify the existence, history
and condition of your account
for credit reporting agencies;
- To comply with legal process,
such as subpoenas and court orders;
- To law enforcement authorities
if we believe a crime has been
committed;
- If you give us your consent;
and
- As otherwise permitted by law.
We do not disclose nonpublic personal
information about our current or former
customers to unaffiliated third parties
except as set forth in this policy.
Maintaining Accurate Information.
We have procedures in place that help
us to maintain the accuracy of the
personally identifiable information
that we collect. Please write to us
at Center Bank, Attn: Compliance Officer,
3435 Wilshire Blvd., Suite 700, Los
Angeles, CA 90010 or call us at (213)
251-2222, if you believe that our
information about you is incomplete,
out-of-date, or incorrect. If you
are an online banking customer, visit
our website at www.centerbank.com
to review and correct information
about yourself, such as a change in
your name, address or e-mail address.
Information Security.
We restrict access to nonpublic personal
information about you to those employees
who have a need to know such information
(e.g., to process your transactions
or provide services to you). We maintain
physical, electronic, and procedural
safeguards that comply with federal
standards to guard your nonpublic
personal information.
Links to Other Web Sites.
Our web site may feature links to
third party web sites that offer goods,
services or information. Some of these
sites may appear as windows-within-windows
at this site. When you click on one
of these links, you will be leaving
our site and will no longer be subject
to this policy. We are not responsible
for the information collection practices
of the other web sites that you visit
and urge you to review their privacy
policies before you provide them with
any personally identifiable information.
Third party sites may collect and
use information about you in a way
that is different from this policy.
Services and Advertisements by
Third Parties.
Third parties may offer services from
time to time at our web site. If you
provide them with information, their
use of that information will be subject
to their privacy policy, if any, and
will not be subject to this policy.
If you accept third party goods or
services advertised at our web site,
the third party may be able to identify
that you have a relationship with
us (e.g., if the offer was only made
through our site).
Minors.
We feel strongly about protecting
the privacy of children and teenagers.
As such, we do not knowingly collect
personally identifiable information
from minors through our web site.
Illinois Residents.
This policy applies to business and
consumer information collected by
Center Bank.
Changes to this Policy.
We may amend (add to, delete, or change)
the terms of this Privacy Policy from
time to time by posting a notice of
the change (or an amended Privacy
Policy) at this website. If required
by law, we will send you a notice
of the change. Your continued use
of our web site or any on-line service
following notification will constitute
your agreement to the revised Policy.
Questions.
Questions. If you have any questions
regarding this Policy, you can call
us at (213) 251-2222 or write to us
at Center Bank, Attn: Compliance Officer,
3435 Wilshire Blvd., Suite 700, Los
Angeles, CA 90010.
Ver. 4/1/09
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